Laundromat ROI Calculator

See what your own cash will actually earn. Enter the price, down payment, loan terms, and the store's cash flow to get your cash-on-cash return, payback period, and break-even year.

Laundromat ROI calculator

Model cash-on-cash return, payback period, and break-even from the price, your down payment, and the loan.

Cash-on-cash return40.2%
Total cash invested$120,000
Annual debt service$51,815
Cash flow after debt$48,185
Payback period2.5 years
Break-even year2029
Strong return

The deal returns a solid double-digit cash-on-cash yield at these figures. Confirm the cash flow is verified and durable before relying on it.

This is an educational estimate, not financial advice or a formal valuation. Confirm all figures with the seller's records and your own advisors.

Frequently asked questions

What is a good ROI for a laundromat?

Most buyers look for a solid double-digit cash-on-cash return, but 'good' depends on risk. A safer store with a long lease and newer equipment justifies a lower return; a riskier one should pay you more to compensate.

How is cash-on-cash return different from ROI?

Cash-on-cash return measures the annual cash flow after debt service against the actual cash you put in. ROI is a broader term that can include eventual resale gains. For a working buyer, cash-on-cash is the most practical figure, which is what this calculator leads with.

Does financing improve the return?

It can. Because you invest less of your own cash when you borrow, a smaller equity stake can produce a higher cash-on-cash return, as long as the store's cash flow comfortably covers the loan payment. Leverage also raises risk, since the payment is fixed.

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