Crestmont Capital

Crestmont Capital provides equipment financing and leasing for small businesses, including coin-operated and laundry equipment.

Equipment paper is a different instrument from an acquisition loan and is worth understanding on its own terms. The machines secure the loan, so approval leans on the equipment and your credit rather than on years of store financials, which can make it accessible to a newer owner. The cost of that accessibility is rate and term: expect to pay more than an SBA-backed acquisition loan, and check whether the agreement is a true lease or a finance agreement with a purchase option, because the two have different tax and end-of-term consequences.

For a retool, run the arithmetic on the actual return: a new high-extract washer fleet cuts dry time and utility cost per turn, and that saving is what has to service the payment. If the math only works on assumed turn growth, it is a bet, not a financing decision.