The Hartford
Insurance · Hartford, CT
The Hartford
Insurance
National carrier offering laundromat business owner's policies, liability, and property coverage.
About The Hartford
The Hartford is a national commercial carrier with a dedicated laundromat insurance page, offering business owner's policies, general liability, commercial property and workers' compensation to small businesses across the country.
A large carrier brings two things a specialty program cannot always match: financial strength ratings that matter if you ever file a large claim, and a claims operation that runs around the clock. For a lender-financed purchase, the carrier's rating can also be a condition of the loan.
What you give up is category nuance. A standard BOP is built for small business generally, so read the endorsements: equipment breakdown, water damage from your own plumbing, sewer and drain backup, and business interruption with an adequate period of restoration are the four to confirm in writing. If those are excluded or sub-limited, a cheaper premium is not a cheaper policy.
What they offer
- Business owner's policy
- General liability
- Commercial property
- Workers' compensation
Best for
Owners who want a large, highly rated national carrier behind the policy.
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